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TRAVEL INSURANCE
We strongly recommend all clients taking out travel insurance. For your protection and peace of mind we have arranged a special holiday Travel Insurance Scheme with AXA Insurance (UK) plc.
We summarise below the details of the insurance cover provided which also includes INTERNATIONAL MEDICAL RESCUE – 24 hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your Confirmation of Booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.
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Cover
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SUM INSURED
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Cancellation
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Up to £3,500
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Missed Departure / Travel Delay
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£600 / £60
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Personal Accident
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£15,000
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Medical and other Expenses including Curtailment
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£2,000,000
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Medical Inconvenience Benefit
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£450 (£15 per day)
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Personal Property / Loss of Passport
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£1,500 / £200
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Personal Liability
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£2,000,000
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Delayed baggage
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£100
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Legal Expenses
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£10,000
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10 day Refund
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Insurance Premium
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POLICY EXCESS
Cancellation, Curtailment, Holiday Abandonment and Loss of Deposit for holidays up to and including 3 days NIL. For holidays over 3 days Loss of Deposit excess £10.00 each and every loss. For holidays over 3 days excess £35.00 each and every loss of Cancellation, Curtailment and Holiday Abandonment. Medical and other Expenses, Personal Property and Money excess £30.00 each and every incident per insured person.
IMPORTANT – WARRANTY
It is your promise to us that at the time of taking out this Policy you are not aware of any reason why the trip should be cancelled or curtailed and :-
- You are not receiving or awaiting treatment for an illness or injury as a hospital in-patient, as any claim arising from this injury or treatment will not be covered.
- You are not travelling against the advice of a medical practitioner, for the purpose of obtaining medical treatment, where a terminal prognosis has been given, or where depression or an anxiety state has been diagnosed.
- Where you have received medical treatment as a hospital in-[atient or out-patient, during the six months prior to the booking of the trip, you must obtain medical advice on the advisability of taking the trip.
- Where you are undergoing hospital treatment as an in-patient at the date the final cost of the trip is due to be paid a “Certificate of Fitness” confirming your ability to travel must be obtained.
- If you are on medication at the time of travel your medical condition is stable / well controlled.
You must notify us of any reasons listed above arising between the date of the policy is issued and the first date of the trip.
Premium per Passenger
Premiums shown are inclusive of Insurance Premium tax at the appropriate rate.
As cover under the Cancellation section commences immediately as the holiday booking has been accepted, no refund in premium can be allowed (other than 10 day refund).
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